There are approximately 246 public schools and 138 private schools statewide. On Oahu, the University of Hawaii has two campuses (Manoa and West Oahu) and the community colleges of Honolulu, Kapiolani, Leeward, and Windward. Other four-year universities include Brigham Young University, Chaminade University and Hawaii Pacific University.
In July 2012, the U.S. Congress passed the Biggert-Waters Flood Insurance Reform Act which calls on the Federal Emergency Management Agency, and other agencies, to make a number of changes to the way the National Flood Insurance Program is run. Key provisions of the legislation will require the NFIP to raise rates to reflect true flood risk. Many Oahu homes and businesses are materially effected.
This means insurance premium rates will increase for some—but not all—policyholders over time. In some cases premiums will rise by a substantial amount over the premiums previously charged for flood insurance for a given property on Oahu.
Because premiums are changing, you should not rely on the premiums previously paid for flood insurance on a property as an indication of the premiums that will apply now. You should consult with a flood insurance carrier for a better understanding of flood insurance coverage, the premiums that are likely to be required to purchase such insurance and any available information about how those premiums may increase in the future.
Hawaii homeowners and business owners are encouraged to learn their flood risk and talk to their insurance agent to determine if their policy will be affected.
Talk to your insurance agent about your ﬂood insurance options. You can usually get ﬂood insurance coverage from the insurance agent who sells your homeowners policy.
Flood Zones are rated on a scale from Moderate/Low Risk to High Risk. If the home you are considering purchasing is located in a Special Flood Hazard Area, and you obtain a mortgage from a federally regulated or insured lender, your mortgage lender will require you to purchase flood insurance in connection with your purchase.
To learn more visit FloodSmart.gov , call 1-800-427-2419 or enter your location into the Hawaii Flood Hazard Assessment Tool.
Hawaii is rabies-free & maintains animal quarantine regulations in an effort to remain so. Generally, pets are quarantined for 120 days, but efforts taken prior to your relocation could make your pet eligible for the “5 Days or Less” alternative.
Certain animals are prohibited from living on Oahu altogether including alligators, bulbuls, coconut crabs, electric catfishes, ferrets, gerbils, hamsters, hermit crabs, land snails. lion fishes, lories. monk parakeets, piranhas, snakes. snapping turtles and toucans.
Animal Quarantine Station
Established in 1998, the Hawaii Tourism Authority (HTA) is the lead state agency for tourism. HTA hosts a wealth of travel and vacation planning information which is also valuable to new residents at their site www.GoHawaii.com.
Video courtesy of gohawaii.com, Hawaii's Official Travel Site #lethawaiihappen
A recent WalletHub report finds Hawaii to have the lowest effective property tax rate in the U.S. Set apart from many other U.S. resort destinations, here in Hawaii property taxes are not tied to the sales price or a huge concern in factoring property affordability.
In July of 2014, the Honolulu City Council approved a new property tax classification for non-owner-occupied residential properties with assessed values over $1 million, impacting second home owners and investors.
The new "Residential A" classification is subject to a higher tax rate of $6 per $1,000 of assessed value compared to other residential properties on Oahu taxed at $3.50 per $1,000. According to the Honolulu Star-Advertiser, the intent was to shelter owners of lower-priced homes and those living in their homes from the higher tax rates.
Honolulu Magazine presents the ultimate newcomer's guide to Hawaii: